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PRIORITY SECTOR LENDING (PSL)

PRIORITY SECTOR LENDING(PSL) PSL has an important role to play ,given by RBI to the banks for providing a specific portion of the bank lending to specific sectors.   PSLC ( Priority Sector Lending Certificate)  , These are the certificates issued by banks that had over achieved their target buyers of PSL . PSLC  are usually those banks  which have a short fall.    The sectors essential for lending are as follows:- A. HOUSING B. RENEWABLE RESOURCES C. SOCIAL INFRASTRUCTURE D. EDUCATION E. EXPORTS F. MSME( Micro , small and medium enterprises) G. AGRICULTURE and  Others * HOUSING Loan to individuals upto ₹ 35 lakh in metropolitan area and ₹ 25 lakh in other areas . For purchase or construction of a housing unit per family excluding bank own employees. Loans for repair of houses  upto ₹ 2,00,000 rural or semi-rural areas and ₹ 5,00,000 for urban or metropolitan areas . AREAS           ...
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Life of a STUDENT

   LIFE OF A STUDENT A Student living with the view of future , representing the present, with the experience of past. Works with enthusiasm, enjoys the life ,  and behaves with  essence of society. Being the youth  aims the apex , for the future  in view of country. As a youth surrenders  his life for development , of nation and enhancement  of  prestige in world . Have creative minds , can create a new world, only need a support and grows like tree . every student needs a support and flow,  to change the way this world thinks.
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Motivational quotes in hindi

              MOTIVATIONAL  QUOTES                
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INDIFFERENCE CURVE

          INDIFFERENCE CURVE Indifference curve is a  curve that shows the combination of goods which gives the same level of satisfaction to the consumers so that an individual is indifferent  .                      In other words , all combinations of goods which lie  on a consumer's indifference curve are equally desirable  to or equally preferable by consumer.                      The Technique of indifference curve  was first of all invented by the  classical economist EDGEWORTH   but he used it only to show the possibility of exchange between two persons and not to explain consumer demand.                      Later two economists J.R.Hicks and R.G.D. Allen in their now well known paper, "A Reconsideration  of the theory  of Value". ...
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JUDGE : The prestige of a country

    A JUDGE :The prestige of a country                                   - Priya Raj Shrivastava  A judge is a pride    for the nation   with a value of    equity and justice.   The love for the people   and the devotion for    the country makes    that a perfect     mixture of  patriotism . That love is  something     which cannot be denied      because of some mistake      or a unintentional error .  A judge  can be  termed      as the brain of the country,      who  verifies the truth and      punishes the guilty .  And maintains the value      and dignity  of       social welfare.
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A SOLDIER

                  A SOLDIER                                                                   - Priya Raj Shrivastava   A soldier  is a pride  for his country , work  like a family member , and live like a one sided lover, a soldier is always a true lover, who serves the country  with  his blood  and sweat  never demands anything from the country,  but gives his everything to the country, with a high sense of duty  and obligation to comrade , every soldier is a precious diamond   and every diamond cant be purchased, everybody in country is sleeping  peacefully,  only because the soldiers are doing their job honestly, they always keep their service...
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What is Monetary Policy

                          MONETARY POLICY  Monetary Policy is the process by which the monetary authority of a country controls the supply of money often targeting an Inflation rate or interest rate to price stability.  And general trust in the currency and economic growth and lower unemployment . *Monetary policy committee (MPL) , it consists of 6 members , 3 from RBI  and 3 from Govt of India. *RBI governor will  caste his vote in case of  a tie. * Monetary Policy  is of two types 1.Direct Instruments, 2. Indirect Instruments. *Direct Instrument                                                      1.CRR:- Cash Reserve Ratio,   2.SLR :- Statutory Liquidity Ratio,   3.Refinance Facilty. *Indirect Instrument  1. LAF :...
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